FWD Insurance and HKT team up to reward FWD MAX members with exclusive promotions

About FWD Hong Kong & Macau

FWD Hong Kong & Macau is part of the
FWD Group, the primary insurance business of investment group, Pacific Century
Group. FWD Group spans Hong Kong SAR & Macau SAR, Thailand, Indonesia, the
Philippines, Singapore, Vietnam, Japan and Malaysia, offering life and medical
insurance, general insurance, employee benefits, Shariah and family takaful
products across a number of its markets.

FWD Hong Kong has been assigned strong
financial ratings by international agencies. It offers life and medical
insurance, general insurance, employee benefits, and financial planning. FWD
Macau provides a suite of life and medical insurance.

By creating fresh customer experiences
with easy-to-understand products supported by digital technology, FWD aims to
become a leading pan-Asian insurer that changes the way people feel about
insurance.

For more information about FWD Hong Kong & Macau
please visit www.fwd.com.hk  and www.fwd.com.mo.

About
FWD MAX

FWD MAX is an online-to-offline
engagement platform aiming to encourage Hong Kong people to ignite their
passions for life and pursue their aspirations. Every Hong Kong people,
including FWD customers, can be a MAX member. Simply by sharing and participating
in the platform’s diverse activities, users can earn MAX points to redeem
life-enriching experiences and live life to the max. Please visit https://fwdmax.fwd.com.hk/#/.

About
HKT

HKT
(SEHK: 6823) HKT Hong Kong’s premier telecommunications service provider and a
leading innovator. Its fixed-line, broadband, mobile communication and media
entertainment services offer a unique quadruple-play experience. HKT meets the
needs of the Hong Kong public and local and international businesses with a
wide range of services including local telephony, local data and broadband,
international telecommunications, mobile, media entertainment, enterprise
solutions and other telecommunications businesses such as customer premises
equipment sales, outsourcing, consulting and contact centers.

HKT
is the first local mobile operator to launch a true 5G network with
differentiated value-added services. Backed by its substantial holding of 5G
spectrum across all bands and a robust and extensive fiber backhaul
infrastructure, HKT is committed to providing comprehensive 5G network coverage
across the city.

HKT
delivers end-to-end integrated solutions employing emerging technologies such
as 5G, cloud computing, Internet of Things (IoT) and artificial intelligence
(AI) to accelerate the digital transformation of enterprises and contribute to
Hong Kong’s development into a smart city.

Riding
on its massive loyal customer base, HKT has also built a digital ecosystem
integrating its loyalty program, e-commerce, travel, insurance, FinTech and
HealthTech services. The ecosystem deepens HKT’s relationship with its
customers thereby enhancing customer retention and engagement.

For
more information, please visit www.hkt.com.

About
DrGo

DrGo
is a brand new end-to-end app-based platform connecting users with Hong Kong
registered doctors who will provide medical consultation services and advice
via video consultation on mobile device. Any prescribed medicine will be
delivered to the user’s designated address. DrGo is the first HealthTech
platform pioneered by HKT, offering convenient telemedicine services via on an
end-to-end app-based platform developed and managed locally by HKT professionals.
With HKT’s advanced technologies, the entire consultation journey including
service registration, appointment booking, video consultation and payment will
take place with encryption, aiming at protecting users’ privacy.

DrGo users in Hong Kong can
get access to a one-stop medical consultation via their mobile devices. They
can speak to a doctor from their home or workplace without the need to making a
physical visit or queuing at a hospital or clinic. Remote consultation provides
sense of ease and convenience, which is particularly important at a time when
social distancing is critical during the current pandemic.

This press
release is distributed by HKT and FWD Insurance.

HKT Limited is a
company incorporated in the Cayman Islands with limited liability.

FWD Life
Insurance Company (Bermuda) Limited is a company incorporated in Bermuda with
limited liability.