{"id":56196,"date":"2026-02-02T08:30:00","date_gmt":"2026-02-02T08:30:00","guid":{"rendered":"https:\/\/eodishasamachar.com\/en\/2026\/02\/02\/hdbank-posts-strong-profit-growth-with-solid-capital-base-ready-for-new-growth-cycle\/"},"modified":"2026-02-02T08:30:00","modified_gmt":"2026-02-02T08:30:00","slug":"hdbank-posts-strong-profit-growth-with-solid-capital-base-ready-for-new-growth-cycle","status":"publish","type":"post","link":"https:\/\/eodishasamachar.com\/en\/2026\/02\/02\/hdbank-posts-strong-profit-growth-with-solid-capital-base-ready-for-new-growth-cycle\/","title":{"rendered":"HDBank posts strong profit growth with solid capital base, ready for new growth cycle"},"content":{"rendered":"

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HCMC, VIETNAM –
\nMedia OutReach Newswire<\/a> – 2 February 2026 – The Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank, ticker: HDB) recorded pre-tax profit of over VND21.3 trillion (US$820.5 million) in 2025, up 27.4% year-on-year and exceeding its target.<\/p>\n

\n \"HDBank
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\n HDBank delivers robust 2025 results with profit up 27.4%.<\/i>\n <\/p>\n<\/figcaption><\/figure>\n

Profitability and core indicators remained among the strongest in the banking sector, reflecting the Bank’s sustainable growth quality.\n<\/p>\n

In the fourth quarter alone, HDBank posted profit of over VND6.5 trillion (US$250.3 million), a 60% increase compared to Q4 2024.\n<\/p>\n

As of the end of 2025, consolidated total assets reached VND931 trillion (US$35.8 billion), up 33.5% year-on-year. Total funding mobilisation stood at VND832 trillion (US$32 billion), with customer deposits rising 28.2%.\n<\/p>\n

Outstanding loans increased 34.3% to VND588 trillion (US$22.6 billion), with credit focused on sectors featuring reasonable risk profiles and long-term growth potential, including SMEs, supply chains, production and business, exports and green projects. This strategy enabled the Bank to maintain high growth while effectively managing risk.\n<\/p>\n

Total operating income rose 25.4% to VND42.7 trillion (US$1.6 billion) driven by strong growth in non-interest income, which rose 2.5 times year-on-year and accounted for 18.6% of the total.\n<\/p>\n

Return on equity reached 25.3%, among the highest in the sector, while return on assets stood at 2.1%. During the year, HDBank paid stock dividends and issued bonus shares with a combined ratio of nearly 30%, reaffirming its commitment to shareholders.\n<\/p>\n

The non-performing loan ratio remained low at 1.66%.The capital adequacy ratio under Basel II reached 16.7%, among the highest in the industry, providing ample room for credit growth and scale expansion without immediate pressure for capital increases.\n<\/p>\n

2025 also marked a strategic milestone in HDBank’s long-term strategy with the completion of the receipt of DongA Bank subsequently rebranded as Vikki Digital Bank, a new-generation digital bank. In its first year of operation, Vikki recorded more than 2.1 million app downloads, highlighting strong growth potential in digital and retail banking.\n<\/p>\n

Meanwhile, HD SAISON, a subsidiary of HDBank, posted profit of over VND1.39 trillion (US$53.5 million) with ROE of 22.5%.\n<\/p>\n

HDBank now serves more than 25 million customers, with 94% of individual transactions conducted via digital channels.\n<\/p>\n

Moody’s upgrade of HDBank’s credit rating to the top tier among Vietnamese banks in 2025 further strengthened investor confidence in the Bank’s financial strength and long-term growth prospects.\n<\/p>\n

Hashtag: <\/b>#HDBank<\/p>\n

\n The issuer is solely responsible for the content of this announcement.<\/em>\n <\/p>\n

\"\"\n <\/div>\n\n
Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

HCMC, VIETNAM – Media OutReach Newswire – 2 February 2026 – The Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank, ticker: HDB) recorded pre-tax profit of over VND21.3 trillion (US$820.5 million) in 2025, up 27.4% year-on-year and exceeding its target. HDBank delivers robust 2025 results with profit up 27.4%. Profitability and core indicators …<\/p>\n","protected":false},"author":1,"featured_media":56197,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[60],"tags":[],"_links":{"self":[{"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/posts\/56196"}],"collection":[{"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/comments?post=56196"}],"version-history":[{"count":0,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/posts\/56196\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/media\/56197"}],"wp:attachment":[{"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/media?parent=56196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/categories?post=56196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/tags?post=56196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}