Survey: One in every three people in Hong Kong have had
\nsurgery
Recovery after surgeries could cost over HKD250,000
AXA fills the protection gap with premium as low as HKD10
\na day<\/p>\n
HONG KONG SAR –\u00a0Media OutReach<\/a>\u00a0– 5 August 2021
\u00a0<\/p>\n
\u00a0
It
With
\u00a0<\/p>\n
Major or complex surgeries are common
In
Kevin Chor, Chief Life and Health Insurance Officer, AXA Hong
Extra Companion Benefit for parents to
AXA
For more information on “SurgiCare”, please visit:
\u00a0<\/p>\n
The above information is for reference only. For
[1]<\/a> The minor \/ intermediate surgical procedure
[2]<\/a> Calculation based
[3]<\/a> The survey was conducted between 24 and 29
[4]<\/a> According to the Hospital Authority
Survey: One in every three people in Hong Kong have had
surgeryRecovery after surgeries could cost over HKD250,000AXA fills the protection gap with premium as low as HKD10
a day HONG KONG SAR –\u00a0Media OutReach\u00a0– 5 August 2021
–\u00a0 AXA Hong Kong (AXA) launches
“SurgiCare Surgical Insurance Plan” (“SurgiCare”). “SurgiCare” is the
first-in-market surgical insurance …<\/p>\n","protected":false},"author":1,"featured_media":16760,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[60],"tags":[],"_links":{"self":[{"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/posts\/16759"}],"collection":[{"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/comments?post=16759"}],"version-history":[{"count":0,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/posts\/16759\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/media\/16760"}],"wp:attachment":[{"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/media?parent=16759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/categories?post=16759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eodishasamachar.com\/en\/wp-json\/wp\/v2\/tags?post=16759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n–\u00a0 AXA Hong Kong (AXA) launches
\n“SurgiCare Surgical Insurance Plan” (“SurgiCare”). “SurgiCare” is the
\nfirst-in-market surgical insurance plan based on the four levels under the existing
\nVoluntary Health Insurance Scheme (VHIS) schedule of surgical procedures \u2013
\nminor, intermediate, major and complex, to provide comprehensive coverage for over
\n450 types of surgery. <\/b>“SurgiCare” offers lump-sum benefits up
\nto 100% of the sum insured for complex surgeries and 30% for major surgeries.
\nIt also offers unlimited[1]<\/a> number
\nof claims with a lump-sum payout of HKD2,500 and HKD6,000 for each of the covered
\nminor and intermediate surgeries respectively.<\/p>\n
\n
<\/p>\n
\n
<\/p>\n![](\"https:\/\/release.media-outreach.com\/release.php\/Images\/Thumb\/500x0\/168014\/AXA-.jpg#image-168014\")
<\/p>\n
\n
<\/p>\nKevin
\nChor, Chief Life and Health Insurance Officer of AXA Hong Kong and Macau,
\nshared his insights into the recent survey results on Hong Kong people’s
\nexperience with surgery, and introduced the key benefits of the newly launched
\n“SurgiCare Surgical Insurance Plan”.<\/h5>\n
\n
<\/p>\n
\ndoes not matter what illness it might be or where the surgery takes place<\/b>, “SurgiCare” offers customers a
\nlump-sum benefit whenever a surgical procedure is medically necessary and
\ncovered by the VHIS. “SurgiCare” offers support to non-medical daily and
\nadditional expenses incurred during the recovery journey, which serves as a
\ngreat supplement to customers’ existing medical insurance plans that can only cover
\nthe medical bills. With “SurgiCare”, customers can enjoy a truly comprehensive
\nhealth protection.<\/p>\n
\n
<\/p>\n
\npremium as low as HKD10 per day[2]<\/a>, customers
\ncan be well protected by “SurgiCare”. Premium of “SurgiCare” will not be affected by medical
\ninflation. Regardless of any change in health
\ncondition and claim history after plan enrolment, renewal
\nof “SurgiCare” is guaranteed up to the age of 100. From
\nnow until 30 September 2021, customer who purchases two policies or more with
\ndifferent insured person(s), each policy can enjoy up to 12-month premium
\nrebate. <\/p>\n
\n
<\/p>\n
\n
<\/p>\n
\nand require financial support and time for recovery<\/b><\/p>\n
\n
<\/p>\n
\nHong Kong, over one-third (36%) of people have gone through at least one surgery
\nin their life, according to a joint survey[3]<\/a>
\nconducted by AXA and YouGov, an international research and data analytics
\ngroup. Among those who have undergone major or complex surgeries, nearly 20%
\nspent over HKD250,000 during their recovery which can last for over two weeks
\n(66%) or even over 3 months (14%). This may also lead to a loss of income \u2013 62%
\nexperienced a surgery-related income loss, of which nearly 10% had no income
\nfor more than one year. Furthermore, the data of Hopitial Authority[4]<\/a> shows
\nthat major and complex surgeries are very common. In 2019-2020, over 100,000 operations
\nperformed inside operating theatres were major or complex surgeries, which
\naccounted for 57% of the total number of operations.<\/p>\n
\n
\n
\n
<\/p>\n
\nKong and Macau<\/b>, said, <\/b>“From
\nour survey results and the Hospital Authority data, we can see that surgeries
\nare very common in Hong Kong and many citizens have undergone major or complex
\nsurgeries. Apart from medical expenses, post-operative care is essential. Once
\ndischarged from the hospital, there might be non-medical needs such as purchase
\nof \u00a0nutritional supplements, home medical
\nequipment, or even organising professional caregiving service which can be expensive.
\nHowever, many of these expenses may not be reimbursed by medical insurance nor
\ncovered by critical illness insurance. ‘SurgiCare’ helps fill this protection
\ngap and provides holistic protection to our customers, underscoring AXA’s
\ncommitment to being a true lifelong partner to our customers.”
\n
\n
\n
<\/p>\n
\ntake care of their loved ones<\/b><\/p>\n
\n
<\/p>\n
\nalso fully recognises that many parents would be very worried if their children
\nare hospitalised, thus “SurgiCare” provides an extra one-off payout amounting
\nto 5% of the sum insured as a Companion Benefit if the insured aged 12 or below undergoes
\na covered major surgical procedure or complex surgical procedure.
\n
\n
\n
<\/p>\n
\nhttps:\/\/www.axa.com.hk\/en\/surgicare-surgical-insurance-plan<\/a><\/p>\n
\n
<\/p>\n
\n
<\/p>\n
\ndetails on premium rebate and product features, content, terms and exclusions,
\nplease refer to the product brochure, policy provision and promotional leaflet.<\/p>\n
\n
\nis eligible for this benefit only when there is no preceding minor\/
\nintermediate surgical procedure performed on the same body part within the last
\n5 years.<\/p>\n<\/div>\n
\non the annual premium of “SurgiCare Surgical Insurance Plan” for a 30-year-old
\nmale non-smoker with HKD 300,000 sum insured.<\/p>\n<\/div>\n
\nJune 2021 using YouGov’s online panel in Hong Kong, with a total of 1,032
\ninterviews were completed. Figures are weighed in relation to online population
\nin Hong Kong.<\/p>\n<\/div>\n
\nStatistical Report 2019-2020.<\/p>\n<\/div>\n<\/div><\/div>\n\n
Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"